Archives

John J. Malzone, CFP® – John has been in the financial services industry for 35 years. He started with Thompson McKinnon in 1983 as a broker. John was quickly promoted to sales manager and then Branch Manager at the age of 35. He always liked what he did but, initially, did not like the way it was done on Wall Street. In 1992, John discovered a better way of working with clients as a fee-only fiduciary, thereby avoiding the conflicts of interest so common among commissioned brokers. Since there were no major firms offering this type of un-conflicted service at the time, John started his own SEC Registered Advisory firm in 1993. John earned his Certified Financial Planner® credentials in October 1994. After running his own successful and growing Investment Advisory business in Bucks County PA for 24 years, John decided it was time to leverage his business by aligning himself with a team of like-minded professionals to expand and enhance services to clients. After 7 years of searching for the right business affiliation, John was introduced to Main Street Financial Solutions by TD Ameritrade in 2016 and joined our firm in January of 2017.

John was born and raised in Far Rockaway and Long Island.

Marcy Maycock, CFP® began her financial career at the age of 16, when she learned that her father had not saved any money for her college education. From that moment, she vowed to forge her own destiny. Eager to enter the business world, she graduated college with High Honors in just over 3 years, attending Duke University and the University of Florida. She earned a Bachelor of Arts degree in Interdisciplinary Studies, majoring in International Economics and Politics.

Considering the challenging climate that female financial advisors faced in the late 1970’s, Marcy would flourish in the world of television news. She began at WPLG-TV in Miami before moving to the ABC-TV News network bureau in Washington, D.C. While the transition to our nation’s capital had originally been a ten year goal, Marcy would ambitiously reach the milestone in 3 years.

With determination and persistence, Marcy built her personal investment strategy. By investing in the ABC Savings and Investment Plan, she accumulated company stock through payroll deductions. Her stock shares would increase tenfold with Cap Cities’ purchase of ABC, and then again by 4-to-1 when Disney bought Cap Cities. She sold off 2/3 of her ABC stock and diversified by investing into the future: computers (Intel) and healthcare (Pfizer).

“My constant focus is the innovation of processes to fit the needs of my clients. My approach comes from the ethos of ‘planning first’ which leads to better overall performance.”

Thomas spent five years at the beginning of his career at a successful private placement limited partnership firm. He has been working with private clients since 2004 when he joined Merrill Lynch after graduating with highest honors from Georgetown University with an MBA degree.

“Living through 2008 made me realize the importance of independence and a focus on planning and not just investments. Money has a purpose- educating a child, protecting a lifestyle or providing stability during uncertain times. Very rarely is it to simply make more money. I became a Certified Financial Planner to gain a deeper understanding of the components of a client’s life that go well beyond investments and often have a greater impact on achieving one’s goals.”

Thomas holds the professional designations of CERTIFIED FINANCIAL PLANNER™ and CHARTERED RETIREMENT PLANNING COUNSELORSM, as well as Life and Health Insurance Licenses.

Ken is a Wealth Advisor with extensive financial services experience advising individuals and families. Previously, he has worked for Vanguard, Prestige Wealth Management Group and Alliance Wealth Management Group. As a graduate of Drexel University, Ken is a CERTIFIED FINANCIAL PLANNER™ practitioner and an Investment Advisor Representative.

Ken has a strong background and focus on personal financial planning and wealth management. As a Wealth Advisor, Ken works diligently with his clients to provide exceptional advice and service. He takes pride in upholding the Standards of Professional Conduct that set the ethical standards for CFP® professionals.

In his downtime, Ken looks forward to many activities with his wife, Kara, and twin daughters Charlotte and Alexandra. He enjoys an active lifestyle and attending community events. Ken is also an active member in the New Jersey chapter of the Financial Planning Association.

Crystal Prachyl, CFP®, CDFA®, CRPC, CPFA is a Managing Partner of Prachyl Hammett Financial. Crystal focuses on comprehensive financial planning for individuals, families and corporate clients. She enjoys working with clients to establish financial goals and providing an objective overview. Client education is a priority of Crystal’s and she works one-on-one with individuals to help each person become an educated consumer of his or her own financial affairs. Crystal’s work includes comprehensive financial planning for clients to determine cash flow needs, forecasting future income needs, tax, retirement, insurance and estate planning, as well as charitable giving. Collaborating with clients, Crystal addresses the broad range of their financial concerns, including retirement, insurance, and estate planning. As an active member in the community, Crystal is involved in The Woodlands United Methodist Church, Women’s Energy Network, Houston A&M Club, and Girl Scouts of America. Crystal received her Bachelor of Science degree at Texas A&M University in 2004. Crystal and her husband, Will, a paramedic with the Houston Fire Department, live in The Woodlands with their two daughters. Crystal holds the following designations: CERTIFIED FINANCIAL PLANNER(R), Certified Divorce Financial Advisor, Chartered Retirement Planning Counselor and Certified Plan Fiduciary Advisor. She has been in the financial services industry since 2007.

Linda Kennedy Pyles, CFP® is based in our main office in Pennington, NJ. She brings with her more than 13 years experience in the financial services industry have worked at Merrill Lynch, VALIC and Wells Fargo Advisors. Prior to that, Linda spent 20 years in sales and management for Fortune 100 companies in real estate, hospitality and consumer products.

Linda’s approach is highly consultative and customized to the personal needs of her clients. She is experienced in the areas of retirement planning, wealth accumulation, investment planning, asset allocation, fixed and variable annuities, insurance planning, college funding, and cash and liability management. Linda is knowledgeable in tax and estate matters, and works in collaboration with client’s other professional advisors.

Linda lives in Medford, NJ with her husband, Chris, and 2 children, Ryan and Julia. She is a member of St. Mary of the Lakes Parish, and is an active supporter of Bouniconti Fund for Spinal Research, Susan B. Komen Breast Cancer Foundation, Amanda’s Dream to Walk and St. Joe’s Prep.

Melissa knew she wanted to be a financial planner before she even knew the term. Growing up, she educated her cousins on the benefits of compound interest using graphs she made herself. She began her career as a business consultant to Fortune 500 companies, where she became astute in compliance, financial reporting, data management, and risk mitigation. Then, she followed her passion for finance, and is currently a CFP®.

Always eager to build her knowledge and do more for clients, Melissa joined Main Street Financial Solutions in 2016. Excelling in plan preparation and portfolio review, she relishes a challenge and is comfortable whipping up everything from procedures to quarterly reports from scratch.

Nicolás Valdés-Fauli, CFP® opened our New York City office in June, 2010 after transitioning from Morgan Stanley. He has served his clients in NYC and the law enforcement community in South Florida since 2002.

Nicolás commits himself to listening and understanding his client’s needs in order to create personalized strategies to meet their particular objectives. His investment philosophy is founded on diligent research and hard work.

Nicolás grew up in Miami, FL and after attending Choate Rosemary Hall he graduated with a B.A. from Wesleyan University in Middletown, CT where he played varsity football and remains a member of Delta Kappa Epsilon. Nicolás lives in Manhattan’s Upper East Side with his wife and daughter.